In looking at the racial guild skills and I see skills list "to" some
number. Is that the percentage that the skill can be raised? So that is the
highest you can ever raise the skill unless it is allowed in a different guild
to a higher level?

I have an idea in my head I can make a jack of all trades kind of character by
getting some skills from background, some from my racial guild, and some from
the other guilds.
Is this possible?

Thanks,
Trill