This morning I added several pieces of equipment in an attempt to raise my
tickrate.  Partied for a pair of Dirty Leggings, and bought a Slimy Cloak and
Necklace of the Petrified Heart.  Sold a couple of my old slots plus some
spare gear, so ended up about 75k down after all the transactions completed. 
(Still 250k in the bank though.)  I did a bunch of "Heal All" and donating sp
to the Druid Pool to see what my new tick rate and range is.  Fully dressed,
my tick rate ranges from +106 to +125 with an average of +113.  I've got two
close term objectives for equipment still.  I need to lead a party to get
another purple glove from Soy, and lead a party to get a Circlet of Flame. 
Then I think I'll be done with equipment for a while.  (My naked tick, by the
way, is from +78 to +90.)