There are many different instances, when bitter cold can inflict a
person. Ranging from magical spells, to winter storms, to powerful attack
methods used by monsters such white dragons. Using a special magical
spell, one can cover a target with an insulating protective aura. This
aura helps reduce the degree of power that any damaging cold attacks have.
While it cannot completely prevent damage, it is still able to reduce it
greatly.
Frost insulation is available in the following guild: