Hans Dandruff says 'Thank you for saving my life. I want to reward you for
this. Wait.'  
Hans picks a four-leafed clover from the depths of his pockets.
Hans Dandruff says 'This didn't bring any luck to me, perhaps it is more
useful to you. '   
Hans gives a four-leafed clover to you. 
Hans Dandruff says 'The bandits didn't find all of my money. '    
Hans removes his shoe, shakes them and few mithril coins drop out from the
hidden compartment. 
Hans gives you some coins.

Another fun little random NPC on Laenor. I've ran into him before, but only
now had all the required skills / spells to actually help. Gave a bit of cash
and a presumably +luck consumable. Wish every continent had encounters like
these. :)